FK Leotar Wed, 21 Jul 2021 21:15:56 +0000 en-US hourly 1 FK Leotar 32 32 bne IntelliNews – BRICKS & MORTAR: Residential property markets rebound in South-Eastern Europe Wed, 21 Jul 2021 07:45:27 +0000

Residential markets in Southeastern Europe have recovered strongly since the start of the coronavirus pandemic (COVID-19), although prices remain the lowest in Europe, according to a report from Deloitte.

Most markets in the region experienced a dramatic slowdown in activity during the initial spring closings, but this was followed by a rebound in transactions later in the year and, in many cases, a new interest in homes and properties away from big cities.

“Overall, 2020 has turned out to be a year of growth in terms of new housing transaction prices, with national averages increasing in 21 of the 24 countries observed,” the report says, Property Index: Overview of European Residential Markets 10th edition, July 2021.

Austria has become the most expensive of the countries studied, at € 4,457 per square meter, just ahead of France at € 4,421. Germany, the UK and Israel followed suit. However, the French capital Paris remained the most expensive city to buy a square meter of apartment in Europe, followed by Tel Aviv and Munich.

At the other extreme, the average transaction price for a new home was only € 578 per square meter in Bulgaria and € 881 per m² in Bosnia and Herzegovina, despite the recovery of both markets from summer 2020.

Seven other countries in the eastern part of Europe Slovakia, Latvia, Croatia, Hungary, Poland, Serbia and Romania also recorded average prices of between € 1,000 and € 2,000 per m² in 2020, as did Ireland and Portugal, placing them in the cheapest part of the market. The strongest price growth in 2020 was recorded in Hungary, at 12.3%.

Paris was also the most expensive market for rental properties at € 28.6 per m² per month, followed by London and Oslo. The lowest average monthly rent was in two Bulgarian Black Sea cities, Burgas at only 2.9 € per m² and Varna (3.5 € per m²). Rental rates were also low in three other Southeast European countries: Bosnia, Croatia and Serbia.

“[A]Any negative impacts that the pandemic could have on residential markets are considered to be primarily short term, ”said the report, Property Index: Overview of European Residential Markets 10th edition, July 2021. It also noted the higher level. savings during the year which are now channeled into real estate purchases. “During the spring wave of the pandemic in March and April 2020, almost all non-essential workers stayed at home. This resulted in limited spending on specific types of goods and services and subsequently led to a higher volume of savings. In some countries, during closures, citizens were able to save another 20% more of their income than during regular months. “

Commenting on longer-term trends, the report added: “Due to the issues surrounding the pandemic, we … are seeing a push to modernize many European economies with the ultimate goal of long-term sustainability by making them more digital and green, which will inevitably change. how we view many aspects of the residential real estate markets.

Dynamic growth in Romania

Real estate in Romania has grown rapidly and in 2020 the number of homes delivered reached a new record, while the number of transactions increased compared to 2019, according to the report.

This follows a first pause in the residential market which was followed by a rebound in real estate transactions in the second half of the year.

“The mid-market segment of the residential market was more developed in 2020 due to the desire of buyers to live in larger spaces in the context of working from home, increasing household disposable income and low rates of employment. interest, which made housing more affordable, ”the report said.

At the same time, the drop in supply and the increase in demand in the rental segment kept pressure on rental prices; in Romania’s six largest cities, rental prices were 30% higher than in 2019 last year.

Romania also had the highest number of properties initiated in the Central and Southeastern European region last year, and the second in Europe after Austria. In Romania, there were 7.5 homes initiated per 1,000 citizens in 2020.

At the other extreme, only 2,400 housing units were completed in Bosnia in 2020, making it the country with the lowest development intensity per 1,000 inhabitants. Low numbers of dwellings were also completed in Latvia and Bulgaria.

Developments in Bosnia, which had seen low but steady growth rates in the residential market in 2018 and 2019, largely mirrored those in international markets. “At the start of the pandemic, residential real estate transactions declined dramatically due to the uncertainty introduced. Transaction volumes then increased and quickly normalized as markets mirrored the world and adapted to new conditions, remaining broadly in line with numbers expected in the last quarter of 2020, ”the report said. The report noted a “peak in demand in all segments”, both the high end and the more affordable.

On the other hand, the rental industry has been hit hard by the pandemic, with short-term visits to the country halted and long-term rentals, for example for university students, on the decline.

The Bulgarian housing market slowed considerably in 2020, after five years of steadily rising prices and strong demand supported by growing household incomes, record mortgage interest rates and a low unemployment rate. However, after the spring lockdown, “Activity picked up immediately after the measures were eased in May 2020. Buyers were rushing to buy homes before a possible second wave in the fall hit. This led to high market activity throughout the summer and fall months, offsetting lower sales volume in the second quarter, ”the report says.

As a result, the Bulgarian residential market enjoyed a successful second half of 2020, with property prices continuing to rise. Demand has shifted to previously neglected properties such as rural homes, as well as vacation apartments in ski and beach resorts. “In our opinion, this was all driven by the need to have your own space for recreation, outdoor activities and the ability to work from anywhere,” commented Deloitte.

Price increase in Serbia

The least affordable housing measured as the number of average gross annual wages needed to purchase new standardized housing was found in Serbia, where buyers needed an average of 15.2 gross annual wages to purchase standardized housing. Serbia was followed by the Czech Republic, where 12.2 gross annual salaries were demanded. Several other countries in central and south-eastern Europe were also among the least affordable. Properties were the most affordable in Norway, Bulgaria, Ireland, Portugal and Belgium.

Serbia entered the pandemic after steady growth in the residential market since 2016. The market contracted sharply during the state of emergency in spring 2020. However, Deloitte noted a rise in weekend house prices and recreation in rural areas by 20% on average, as Serbs sought to escape the strict measures imposed in the cities. After the foreclosure, the real estate market “rebounded rapidly in the second quarter of 2020 and continued through the first quarter of 2021”, although the report adds that buyers are still cautious and are expected to remain so until the situation is stabilizing permanently.

While Serbia saw only a slight drop in GDP in 2020, neighboring Croatia has been one of the region’s worst-hit countries by the pandemic, due to its large tourism sector. Despite this, the prices of residential real estate in Croatia continued to increase in 2020. The price per meter of new housing in the capital Zagreb increased by 7.38% during the year. Two severe earthquakes, in Zagreb in March and Petrinja in December, affected the market, contributing to the demand for new housing.

Activity in the real estate sector mainly stopped in Slovenia in the spring of 2020, but after the cancellation of the epidemic state, the number of transactions quickly returned to previous levels, while home sales increased up around 15% over one year in July-August 2020 while apartment sales remained stable. This was followed by a second drop in transactions in December 2020, although the drop was less pronounced for homes (20%) than for the market as a whole (35%).

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Cuba’s historic protests, the role of artists and diaspora solidarity Tue, 20 Jul 2021 22:51:00 +0000

On this Tuesday, July 20, episode of Sundial

Over the past week, Cuba has seen some of the biggest political protests since the Cuban Revolution of 1959.

Protests and anxiety over the country’s future have spread to South Florida, where thousands took to the streets and organized efforts to get aid into the country – a difficult feat.

As the pandemic continues, you can count on WLRN to keep you up to date with local news and information. Your support is what keeps WLRN strong. Please become a member today. Donate now. Thank you.

Cuban artists, musicians, writers and academics have been at the forefront of calls for “Libertad” or “freedom”. This is called the San Isidro Movement, which pushed the culture and the language around the resistance.

It also stirs up political pressure in the United States and around the world.

President Biden plans announced on Monday examining remittances and the U.S. Embassy in Havana – raising questions about the role the U.S. government should play.

Sundial brought together a panel of speakers to discuss the situation in Cuba.

The panel included:

  • Danny Rivero, WLRN reporter.
  • Nora Gamez Torres, reporter for the Miami Herald and El Nuevo Herald.
  • Orlando Gutierrez-Boronat, head of the Cuban Democratic Directory and the Assembly of the Cuban Resistance.
  • Alejandro de la Fuente, director of the African-Latin American Research Institute at Harvard University.
  • Vanessa Garcia, Miami-based writer and playwright, works directly with Cuban artists.
  • Guennady Rodriguez, editor of the blog and local political podcast 23yFlagler.
  • And Dianne, who led the donation efforts to ensure that Cubans on the island had internet and phone access. We do not use his last name to protect his safety and livelihood, as well as that of his family.

This excerpt from the conversation has been edited for clarity.

Historic protests calling for change in Cuba

RIVERO: There have always been small protests, small groups of dissidents who have always been present since the Cuban revolution came to power. And the last big one, if you can call it that, was in 1994 in Havana. They call it the Maleconazo. It was a big deal, but it was only in Havana.

So these things have arisen in small towns and in big cities, but never at the same time. And what we saw last week was because of social media, because the people of San Antonio de los Baños (southwest of Havana) started broadcasting live when there was a march. in this city. Cubans are now connected to the Internet; the government allowed cell phone connections to the Internet about two years ago. So now a lot of people are connected and they started to see it and then go out on the streets of their own city. We’ve never seen anything like this happen before.

GAMEZ TORRES: They delayed, as much as they could, the introduction of Internet service in Cuba. That’s the first thing, you know, it was years and years and the Cubans were isolated. They weren’t connected. The problem for them was that they needed to connect to the international economy. And at one point, they had to provide internet service. So the service is coming back.

They still censor communication platforms like WhatsApp, Signal, Telegram, Facebook. But they have to provide the service because they now need it for their own economy. So they have a big problem. I understand that they censor, for example, the images of the demonstrations. If you try to send someone a video via WhatsApp of the protest, that person won’t get it. So in a way they’re trying to refine their own censorship tools.

GUTIERREZ-BORONAT: When we say intervention, we are very clear about what we are saying. We are facing a regime that has crushed uprisings throughout history in a very bloody way. It is a regime that has led the repression and crushing of popular movements in Nicaragua and Venezuela, even in Syria. So it’s a very bloody regime. It is a criminal regime. And we are afraid for the Cuban people. We are witnessing violence and hundreds of arrests. What we are saying is that no option should be ruled out when it comes to a plan like this. The strategic intervention, both humanitarian and military, of the United States in Bosnia, Serbia and Libya was essential to protect the peaceful protests against the regime.

And the other thing I also want to say: it’s a moment of unity in the community. And I see Cubans from all parties, from all walks of life, unite to express their support for the demonstration in Cuba and to want them to be protected from the violence that is taking place and the disappearances that are happening. The vast majority of Cubans have left domestic politics behind. We are all united.

Historic protests calling for change in Cuba

Frontline artists

DE LA FUENTE: It’s no coincidence that the very anthem of dissent and protest in Cuba is now a hip-hop song with prominent musicians. Those participating from Cuba, Michael Osorbo and El Funky, both identify as hip-hop artists, as rap artists. But if you want to record the sounds of Cuban origin and the sounds of Cuban protest, over the past thirty years, hip-hop is the place to look. The kind of piece that the song “Patria y Vida” does with the official Revolution slogan is something hip-hop artists have done before.

GARCIA: Michael, who was mentioned, and Manuel Otero Alcantara, they’re both in jail. And it’s not just them. These are the ones we know. There are hundreds and hundreds of others who, for putting those words in a rap song or making an image that serves against the government, are completely watched both at home and on the streets. There is no feeling of privacy. There are intrusions, home invasions, imprisonments that occur. There are no human rights, certainly no artistic rights. But you cannot have artistic rights without human rights and freedom of expression. And none of that exists [in Cuba].

Frontline artists


The Diaspora in South Florida

RODRIGUEZ: I have been an activist against the current US policy towards Cuba because I believe it impoverishes the people and in fact makes it harder to achieve any kind of democratic norm. However, we must hold the Cuban government to account for what happened.

If we say that all the responsibility for what happens in Cuba is due to the embargo, then Washington rules Cuba, and the Cubans do not rule themselves. So there is a responsibility within the Cuban state and for the Cuban government because they have been able to do so many things, so many reforms.

For example, the protests are in part due to unfinished economic reform announced during the time of Raul Castro. People really complain because they don’t see any results. Yes, the embargo is there. The embargo is certainly causing great economic suffering to the Cuban people. But the main responsibility for not taking the appropriate measures, not doing the right thing, not following the recommendations of their own scientists, economists, sociologists – the only responsible is the Cuban government. I think it will help change the policy towards Cuba. But we cannot say that, for example, the limits on freedom of expression are due to the embargo.

DIANNE: I was recharging the phones of my family members in Cuba. They let me know they ran out of data very quickly because they were recording and trying to connect with others on the island to find out what was going on. It gave me the idea that probably a lot of other Cubans were running out of data and I wanted to connect them. And I felt like it was the only thing I could do.

We use a company called Cuba Messenger. They have an app, it’s very user-friendly. You sign up with your phone number, email, and credit card, then just add contacts to your profile and buy data from them. So for $ 22.99, we buy them five hundred Cuban pesos of talk time and two gigabytes of data. This can usually last them a few weeks depending on their use. But because most Cubans are on the streets and registering the protest, it wears off quite quickly.

Honestly, I didn’t think it was going to get the scale it has. I thought I could help 10 or 20 people and we have now made over 1000 phones in six days. There is the fear that the government is stalking us, but the fear does not outweigh the importance of what we do, so we must continue.

I had the chance to connect with many people reloading their data, activists, many families, many people are grateful. Many people share very sad stories. They tell me they can talk to their grandma who has COVID and [is] in a hospital bed. Things like that. They just want freedom. This is what they shout in the streets. They are not shouting “end the embargo”, they are shouting “freedom”. And at the end of the day, the United States cannot give them freedom. Cuba gives them freedom. It is for their country that they are fighting, that they want. So that’s the main message I’m hearing. They just want to live free to use their voice to be able to protest.

The Diaspora in South Florida


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Pence v. Biden on China: Competing but Coherent Visions Tue, 20 Jul 2021 14:00:09 +0000

“Trumpism without Trump” is what Beijing calls the Chinese policy of the Biden administration. For once, Global Times, spokesperson for the Communist Party of China, is right.

Surprisingly, most of Biden’s national security team follow the fundamental direction of the Chinese policies of the Trump administration. Although Biden’s list includes personnel who served during the 16 Bill clintonWilliam (Bill) Jefferson Clinton Why Democrats’ $ 500 Billion Reconciliation Bill is a Losing Game Death of a Legend: Edwin Edwards of Louisiana Did Not Stoop to Racism No Reason to Fill Court MORE and Barack obamaBarack Hussein ObamaBeginning of the end for DACA; Federal Judge Says “Stop” Jan. 6 Uprising Turned Into Racist Relapse Obama Calls On Congress To Find A Permanent Solution For Dreamers Following Federal Judge’s Decision MORE years, the policies Beijing complains about were put in place during Donald Trump’s single tenure.

Yet it is difficult to discern this reality as both sides offer minimal and reluctant credit to their political rivals for being on the same political wavelength. It seems only Chinese leader Xi Jinping and his underlings recognize the continuity of Trump’s Biden policy – and they don’t like it at all.

They surely had different expectations when the coronavirus they originally called the “Wuhan virus” and “Wuhan pneumonia” hit the United States, halted Trump’s business momentum, devastated the American economy by booming and helped to ensure Joe bidenJoe Biden Aides who clashed with Giuliani intentionally gave him the wrong time to prepare for the Trump debate: Biden book says Eid al-Adha has “special significance” amid the Manchin pandemic to support the candidate for the post of head of public lands PLUSthe victory of. Chinese leaders believed the new president would show some appreciation and follow his natural inclinations of accommodation towards China.

Instead, the Secretary of State Antoine BlinkenAntony BlinkenGloria Estefan Says US Should Get Involved in Cuba Passport Backlog Threatens to Disrupt Travel Plans of Millions of Americans Protesters Paint “Cuba Libre” in Street Outside Cuban Embassy in DC MORE and national security adviser Jake sullivanJake SullivanPoutin escapes blame for chemical weapons use Japan and US are still working out their Sino-Taiwanese policies on Sunday preview: Biden defends troop withdrawal from Afghanistan; COVID-19 impacts unvaccinated pockets PLUS adopted a more hard-line, values-based approach, consistent with the policies pursued by officials in the Trump administration. As Trump focused on critical trade talks with China, he empowered his team to advance equally ambitious national security and human rights goals.

As a former vice-president Mike penceMichael (Mike) Richard PenceTrump: Washington / Lincoln ticket would have struggled to beat me before pandemic The Hill’s Morning Report – Spike in COVID-19 infections threatens United States, Olympics Pence refused to leave Capitol during the riot: book MORE told the Heritage Foundation last week: “The new US administration must stay the course, stay on the course we have charted:… based on realism and recognition of the challenge facing China… even as we move forward. hand to China in the hope that Beijing will return… with renewed respect for America.

But the hope that the Communist government will change its fundamental nature – which Richard Nixon also expressed when he “opened China to the world and opened the world to China” – remains unfulfilled after half a century. Instead, as Pence put it, “we are facing today … what may well be an emerging cold war with China.”

To confront this economic, military and ideological adversary, Pence said, America must be united: “Our elected leaders must build on the progress of the Trump-Pence administration… to verify the ambitions of the Chinese Communist Party.

Certainly, the Biden administration should recognize and embrace the initial success of its immediate predecessors in reversing decades of bipartisan mismanagement of US-China relations, while picking up where it left off. But Trump administration veterans and their supporters must also recognize and credit the Biden team for primarily refusing to revert to the failed Clinton-Bush-Obama engagement policies, as many had feared.

Pence noted that the Biden Group, led by Blinken and Sullivan, and the U.S. Trade Representative Katherine taiKatherine TaiCongress and the European Parliament must work together to counter China Good riddance? The Fast Lane Fades The Hill 12:30 PM Report – Featured By Goldman Sachs – Barr Ruffles Feathers Over Book Excerpt MORE, “maintained some of our administration’s strict policies towards China – for example, tariffs [Biden] who campaigned against in 2020, so far, remain in place. But he also observed that phase 1 of the trade deal must be followed to pressure China for economic and political reforms.

When Pence called for the creation of a US-Taiwan trade deal – which the Trump administration has postponed until it concludes the original deal with China – he may have noted that Tai had already started. this process.

Pence also doesn’t mention Biden administration advancing former secretary of state Mike PompeoMike PompeoOvernight Defense: Milley reportedly warned Trump against Iranian strikes | Pulitzer Prize-winning photographer killed in Afghanistan | 70% of active duty military have at least partially vaccinated General Milley warned Trump against possible Iranian strikes: “You are going to have a f —— war” Pompeo in 2024: “I want to continue to have an impact ‘MOREthe rise of quasi-official relations with Taiwan. Together, the approach of the Trump and Biden administrations effectively constitutes a One China, One Taiwan policy – despite Indo-Pacific coordinator Kurt Campbell’s gratuitous take-up of Clinton’s warning, “We do not support independence.” of Taiwan ”.

The Navy under Biden continues to expand freedom of navigation operations and Taiwan Strait transits. But neither administration deigned to send an aircraft carrier task force across the strait – only two did so in 48 years, the last in 2007 under George W. Bush and his Secretary of Defense Donald Rumsfeld. – while China regularly sends its aircraft carriers to these international waters. and claims the strait as its own territorial sea.

Pence said, “I call on the Biden administration to increase the number of Chinese companies banned from US investment by at least an order of magnitude.” In June, the administration did just that by adding 59 Chinese companies to the list of 26 initially banned under Trump.

Pence advocates several other initiatives that the Biden team would be well advised to adopt, such as insisting that the Securities and Exchange Commission de-list Chinese companies that flout the transparency and accountability requirements that U.S. companies must meet. Most importantly, Pence urges Biden to honor the enhanced Trump-level defense budget to address China’s security challenges in the South and East China Seas, in Taiwan and elsewhere. Defense cuts explain why Pence says, “China feels a weakness in this new administration.”

In 1994, two years after the start of the Clinton administration, then-United Nations Ambassador Madeleine Albright was asked how long her boss could continue to blame Bush for the ongoing humanitarian disaster in Bosnia. . She conceded that “the limitation period is about to expire”. On the other hand, Biden’s diplomatic and national security team may wish an end to Trump-Biden China political comparisons so that they can be judged on their own merits.

But after Trump’s momentous inflection point on relations with China, Biden or any president will inevitably be judged by what they do with the challenge and opportunity presented by this historic moment.

Biden can set his own standard if he takes two critical steps as a natural culmination of the transformational measures started under Trump and mostly pursued by his administration, neither of which was on Pence’s to-do list for Biden. First, to deter a fatal strategic miscalculation by China, Washington must make it clear that it will militarily defend Taiwan against any Chinese attack or coercion. The “catastrophic” consequences for China would not be confined to the realm of reputation and diplomacy, as Campbell recently seemed to suggest.

Second, the Biden administration, playing on its own claim to superior multilateral and human rights credentials, must lead the kind of global effort for regime change in China that Pompeo has suggested in a speech at the Nixon Library a year ago: “Secretary-General Xi is not destined to tyrannize inside and outside of China forever, unless we allow it. … [C]hang on [Chinese Communist Party’s] behavior cannot be the mission of the Chinese people alone. Free nations must work to defend freedom.

If Biden’s team rises to this titanic challenge and contributes to China’s rendezvous with democracy, he will stand alongside Ronald Reagan in the pantheon of American and global achievement.

Joseph Bosco was National Director of China for the Secretary of Defense from 2005 to 2006 and Asia-Pacific Director of Humanitarian and Disaster Relief from 2009 to 2010. He is a non-resident researcher at the Institute for Corean-American Studies and member of the Advisory Board of the Global Taiwan Institute. Follow him on twitter @BoscoJosephA.

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St. Louis Standards: Grbic Introduced St. Louis to Bosnian Cuisine Tue, 20 Jul 2021 13:18:00 +0000

Click to enlarge

  • Senada and Ermin Grbic carry on their family’s legacy in Grbic.

Senada Grbic will never forget her mother’s reaction to the news that her father had bought a restaurant. Even though he had been talking about it for years, Ms Grbic had assumed that her vehement protest against such a move was enough to persuade her husband. They had three children and were also taking care of his mother. He worked full time with a stable trucking job; she too worked full time. There was just no way for them to do it, she insisted.

However, one day he piled the family into the car and just told them they were going for a ride. Along the way, Senada, her sister Erna and her brother Ermin sat in wide silence in the backseat while their parents argued in Bosnian. But it wasn’t just any argument. It was the kind of silence that made them realize that something important was about to fall.

“You know these silent fights are the most vicious,” Senada laughs when she recalls the scene. “The next thing we know is my dad pulls up in the parking lot of this spooky building. We all get out of the car and my mom is still screaming, but my dad is laughing. I’m still not sure what she was saying, but I can hear it in my head. It was then that my father said he had bought a restaurant. The three of us kids said, “This is so cool! But my mother still held her purse for life.

Click to enlarge
Since 1992, Grbic has been giving diners in Saint-Louis a taste of traditional Bosnian cuisine.  - ANDY PAULISSEN

  • Since 1992, Grbic has been giving diners in Saint-Louis a taste of traditional Bosnian cuisine.

It’s hard to imagine that there was a time when Senada’s mother, Ermina, was not entirely in agreement with the opening of the southern institution of St. Louis which is named after their family. Since opening in 1992, Grbic has been the most visible symbol of the impact the Bosnian community has had on the city’s food scene, in large part thanks to Ermina’s exceptional cuisine. In almost 30 years, the place has grown from a simple restaurant to a massive operation that includes event space, making it the place in town for those who want to experience traditional Bosnian cuisine, be it the diaspora. who still wants to taste from home, their children eager to discover their culture or non-Bosnian guests who are discovering this rich culinary tradition for the first time.

In retrospect, Ermina was destined to become the matriarch of such an establishment. Born in a small village in the former Yugoslavia, she not only grew up in the food business, she was actually born in a restaurant. As Senada says, the event is one of the best ways to understand one’s family’s commitment to the business.

“My grandmother actually gave birth to my mom at the restaurant, in the middle of a shift,” Senada says. “Seriously. She was working, went to the back, gave birth to my mom, cleaned her up and went back to finish her shift. That tells you pretty much everything you need to know about my grandma. .

Considering the circumstances of her birth and her upbringing in the restaurant, it was no surprise that Ermina got into the kitchen. As soon as she was old enough, she enrolled in culinary school, then got a job in the city school cafeteria, where she became a beloved figure. Everyone in the area knew her and, as Senada explains, she was considered the sweetheart of the city. It made sense then that when Sulejman Grbic returned from the United States to visit his family, the two would be introduced.

Click to enlarge
Cevapi, a traditional Bosnian dish, is one of Grbic's specialties.  - ANDY PAULISSEN

  • Cevapi, a traditional Bosnian dish, is one of Grbic’s specialties.

“My parents were from the same village, but they didn’t know each other because my father is older and left for America in 1972,” Senada says. “He worked in a meat packing factory and a slaughterhouse because it was the trade he had learned from his grandparents, and he saved enough money from these jobs to come back to his village and make visiting family and friends. People wanted to show her around the restaurant my mom worked in, and here’s this great American hotshot. She was cutting beef and asked if he wanted to try some. My dad always says he knew then that he was going to marry her, because it was the best steak he had ever eaten in his life.

Ermina and Sulejman married and made their living in St. Louis, where they were seen as the social center of a community comprising immigrants from Bosnia, Serbia, Croatia, Montenegro and Greece. Senada remembers that their house was constantly packed with people; they always had parties with her mom in the kitchen and her dad outside on the grill. Their hospitality was so legendary that their friends regularly encouraged them to open their own place, planting a seed in Sulejman’s head that would eventually lead him to quit his job in the trucking industry and take the plunge.

Click to enlarge
Grbic is the place to go to experience traditional Bosnian food, coffee and hospitality.  - ANDY PAULISSEN

  • Grbic is the place to go to experience traditional Bosnian food, coffee and hospitality.

The restaurant that would become Grbic was a disaster when Sulejman bought it. As Senada recalls, the building at 4071 Keokuk Street on the outskirts of Dutchtown looked like a haunted house with bare wires hanging from the ceiling, holes in the walls, no floors, no kitchen, and no plumbing. However, his father insisted he had a vision, and the family spent four years cleaning and arranging the space into a brilliant restaurant that served its first customers in 1992.

From its origins until today, Grbic has been a full-fledged family business. Senada, Ermin and Erna – until her death from cancer in 2019 – worked alongside their parents to create a warm, welcoming and delicious space for everyone who walked through their doors. Senada, who went to culinary school like her mother, is committed to carrying on her family’s legacy and is overwhelmed by the love she has received from the great St. Louis community over the years. . She believes that the food, basically, is the reason for this and is always thrilled when people tell her that the restaurant’s food tastes the same as what their grandmother used to cook. These compliments support her, and she knows they support her mother, who she says secretly wanted to have a restaurant as much as her father did – which is why Ermina can’t let him go, even though she would. retired.

“My father is there every day; I don’t know what he would do without the restaurant, ”Senada says. “But my mother is the one standing over my shoulder there. She loves to stand there behind my back and tell me all the time, ‘This is how mom does.’

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Kriptomat 2021 Review • Pros, Cons and More • Benzinga Tue, 20 Jul 2021 03:00:00 +0000

Investment methods

At Kriptomat you can do whatever you want with whatever cryptocurrency you want. When you are looking for investment opportunities or want to get into crypto-banking, you can:

  • Buy and sell 1 or more of the 200 cryptocurrencies
  • Crypto to crypto exchange
  • Open a savings account using cryptocurrency
  • Organize automated crypto purchases

Buying and selling cryptocurrency, like any other investment, involves research and timing. Kriptomat helps you in this area with the Learn section, explaining how to use the platform, offering more information about cryptocurrency and presenting a guide to cryptocurrencies. You can also click on the Help section to search for topics or read the blog to learn more about trending topics involving Kriptomat and the crypto industry.

Saving with cryptocurrency involves a simple return on interest each month. Kriptomat calculates your interest, sends you a review of the amounts earned for that month, and adds that money to your account. You can even use the savings calculator to figure out how much money you can earn while holding a certain cryptocurrency.

Currencies available for use with savings accounts include: VET, ETC, IOTA, NEO, TRX, XTZ, and USDT.

Recurring crypto purchases allow you to expand your portfolio with routine purchases. You can automate your purchases according to your budget, supplement your wallet on a regular basis and make sure you save for the future. Besides the regularity and security that cryptocurrency investment offers, you remove the risks associated with day trading.

Add to your portfolio for the future without monitoring your account 24/7. If you want to sell some of these holdings, you can make that decision based on proper research.

Kriptomat is also aimed at businesses, allowing you to embed a cryptocurrency widget on your website. If you want to offer your customers a unique service that allows them to invest in cryptocurrency, you can do so through Kriptomat. Not only is this a useful service, but it helps you build the resilience of your business.

Kriptomat customer service is simplified site-wide by offering a live chat window when you visit the homepage. Scroll to the bottom of any page and click Contact for Kriptomat’s online contact form and email address.

You can also find the postal address in Estonia as well as the company registration numbers.

Additionally, the Help, Blog, and Learn sections offer additional information that you can use to manage your account, make investments, or generate profits. While it’s nice to have a phone number to call, there are several customer support options that put Kriptomat’s customer service rating up to 4.5 stars.

Kriptomat calculates your trading and withdrawal fees before completing each trade. You can find the list of fees and limits here.

Prices at Kriptomat are low, offering zero fees for exchanges, standard fees for credit card purchases, and higher fees for Skrill or Neteller.

There is no charge for deposits in the Single Euro Payments Area (SEPA).

Crypto withdrawal and exchange limits range from EUR 15 to EUR 25. To confirm, you check the minimum trade amount for each currency pair. In addition, the minimum escrow deposit is 35 EUR. Also note that the charges are not subject to value added tax (VAT).

With generally low prices and an easy-to-read fee list, Kriptomat scores 4.5 stars.

Kirptomat’s mobile app features the same calming blue on the website. When you download the app, it quickly pops up, showing you the current values ​​of the cryptocurrency before you sign up or log in.

You can do whatever you would do on the website, and you can take the platform with you. Because you don’t have to choose between the app and the website, the app acts as a useful tool for the traveling investor.

The app itself is streamlined for easy use on a mobile device, and you can even change your preferred language in the app.

When using Kriptomat there is no shortage of benefits and include:

Reinforced security: Estonia is one of the most progressive regulators in the world. Kriptomat complies with Estonian regulators as well as ISO 27002: 2013 standards and GDPR rules. These measures include a cold room, a surveillance team, the 4-eye principle and frequent safety tests.

Global Support: Kriptomat is supported in many countries including Albania, Andorra, Austria, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Gibraltar, Greece, Hungary, Iceland , Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland , Turkey, Ukraine and the United Kingdom.

Rewards program: Kriptomat’s enticing rewards program features a unique playing card game with The Dragon Riders of Kriptomat. When you use Kriptomat or its partners, you earn collectible cards which you can sell at a profit. You get discounts when using these cards, or you can trade them with others as they are Enjin powered on Ethereum. Freebies are also available throughout the year.

Sponsorship Program : You can participate in the referral program and receive 10 EUR of Bitcoin for each person you refer on the platform.

Considering the simplicity of the website, easily navigable menus and the wide range of options, the user experience easily totals 5 stars. Kriptomat makes it easy for customers to register, log in and use all the features of the site.

Even at first glance, you will feel comfortable with Kriptomat.

Kriptomat against competitors

Kriptomat stands out from its competition by:

  • Publication of fees and limits on 1 web page
  • Offering over 200 cryptocurrencies for investment
  • Provide savings accounts that add interest in addition to price gains
  • Allow crypto-to-crypto exchange at any time
  • Create a referral and rewards program that adds to your net worth

For all the reasons set out above, this platform offers investors all the opportunities to learn, invest and enjoy the rewards.

Kriptomat video tutorials

Frequently Asked Questions


Is Kriptomat safe?


David Jones


Yes. It is insured and protected by Fireblocks and complies with the regulations of the General Data Protection Regulation (GDPR). The business is also regulated in Estonia like any other bank would be.

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What is


David Jones

1 (Kriptomat) is an all-in-one cryptocurrency exchange that allows you to buy, sell, store, send and receive over 200 cryptocurrencies.

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Benzinga has developed a specific methodology for classifying cryptocurrency exchanges and tools. We prioritized platforms based on offers, prices and promotions, customer service, mobile app, user experience and benefits, and security. To see a full breakdown of our methodology, please visit our Cryptocurrency Methodology page.

Gemini creates crypto products to help you buy, sell, and store your bitcoin and cryptocurrency. You can buy bitcoin and crypto instantly and access all the tools you need to understand the crypto market and start investing, all through a clean and attractive interface. Gemini Crypto Platform offers great account management options. You can manage your account at a glance, view 24 hour changes and percentage changes to your account balance. Start now with Gemini.

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Adriatic mining permit paves way for construction of Balkan project Tue, 20 Jul 2021 02:53:00 +0000

Adriatic Metals, an ASX-listed Balkan polymetallic project developer, has successfully passed the last major hurdle to regulatory approval which now allows it to begin construction on its silver mining and processing project -zinc-lead Vares in Bosnia and Herzegovina later in the year. The London-based company, which is also listed on the London Stock Exchange, said it had obtained the all-important mining license for the Rupice underground deposit, the cornerstone of the project, from the Federal Department of Energy, Mines and Industry following a public inquiry hearing in Vares earlier this month.

It crowns Adriatic’s remarkable turnaround time of just over four years between the “discovery” of Vares and full approval of the project.

Rupice is the basis of the Vares development project, which is currently estimated to have a capital cost of US $ 173 million.

The latest probable ore reserves declared for the Rupice underground and Vares open pit deposits amount to 11.12 million tonnes at an average grade of 149.6 grams per tonne of silver, 1.28 g / t d ‘gold, 4.22 percent zinc, 2.67 percent lead and 0.43 percent copper.

Of the overall reserves, the Rupice deposit represents 8.41 Mt grading on average 179 g / t silver, 1.66 g / t gold, 5.04% zinc, 3.18% lead and 0.55 % of copper.

This equates to 48.4 million ounces of contained silver, 450,000 ounces of gold, 420,000 tonnes of zinc, 270,000 t of lead and 50,000 t of copper – on the Vares reserves, the metal grade totals 53.5 million ounces of silver, 460,000 ounces of gold, 470,000 t of zinc, 300,000 t of lead and 50,000 t of copper.

The Adriatic or “PFS” pre-feasibility study on Vares released last year shows that reserves maintain production for an initial 14-year mine life, with concentrate production for the first five years. ‘Mining an average of 15.3 million ounces of silver equivalent per year based on a mill ore throughput of 800,000 tonnes per year.

In order for the main construction phase of Vares to proceed, Adriatic needed the operating permits for the Rupice underground and Veovaca open pit deposits, the latter including a permit covering the proposed processing plant of Vares.

Rupice is located approximately 12 km west-northwest of Veovaca.

The $ 540 million market-capitalization company, which received the Veovaca operating license about six months ago, says Rupice’s license represents the latest of major regulatory approvals.

The timing of permit approvals for the two deposits varied due to the fact that Rupice was a pristine deposit and Veovaca a brownfield site.

Management plans to begin construction in earnest at Vares in the December quarter of this year after delivery of a final feasibility study and environmental and social impact assessment in the coming weeks.

Rupice’s operating permit marks the end of a complex and multifaceted authorization process. I am extremely proud of our team in Bosnia and Herzegovina for their diligence, coordination and cooperation with the many different stakeholders in the licensing process to make this happen. Without the continued support of all levels of government and our local community, we would not have been able to take this extremely important step in such a short time frame.

Vares, centered around the town of Vares about a 50-minute drive from the capital of Bosnia and Herzegovina, Sarajevo, is perched in a mountainous area of ​​vast forests and meadows.

Veovaca is a historic open pit mine that produced lead, zinc and barite concentrates and ceased operations 33 years ago.

Adriatic plans to build most of the processing plant and associated infrastructure at the Veovaca brownfield mining site and to proceed with underground mining and partial backfilling of tailings at Rupice.

The PFS economic estimates showed an average EBITDA in pounds sterling of approximately US $ 251 million per year for the first five years of metal concentrate production, a net present value for the project of US $ 1.04 billion and an internal rate of return of 113%.

All-inclusive sustaining costs for Vares throughout the initial mine life have been extrapolated to an average of US $ 120 per tonne milled and the payback period for capital costs since the start of production has been set. at 1.2 years.

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24/7 ASSISTANCE provided by German ADAC Truckservice & Austrian Service 24 Mon, 19 Jul 2021 21:06:42 +0000

In the future, ADAC Truckservice and Service 24 will focus on the qualitative extension of the infrastructure and will be part of the 24/7 ASSISTANCE brand as independent national service companies.

The new company is headquartered in Salzburg, Austria. The satellites are located in Germany, Austria, Bosnia and Herzegovina, Bulgaria, Poland, Romania and Hungary. The competition authority gave its approval in March. The official foundation took place on July 15 in Salzburg. Commercial operations will begin in January 2022.

The company’s dual management is formed by the Managing Directors Jarno Bor (Service 24) and Dirk Fröhlich (ADAC Truckservice).

“24/7 ASSISTANCE pursues a clear strategy. We are growth driven and as European champion we want to set the benchmark in roadside assistance and mobility management for commercial vehicles. The name 24/7 ASSISTANCE reflects the brand’s DNA. 24/7, one-stop, constant level service, wherever our customers are located. That is why we are jointly leading the qualitative expansion of our European networks, focusing on internationalization, specialization, forward-looking technologies and efficient processes, ”said Dirk Fröhlich, Managing Director of ADAC Truckservice.

“The demands posed by new drive technologies and modern automotive engineering are just as strong as customer demands for reliable and efficient one-stop mobility solutions. We don’t just want to stay competitive in this market segment, we intend to use the power of both brands to further develop the best and most efficient service networks for all aspects of commercial vehicle mobility. This will make us more attractive to customers and partners, ”says Jarno Bor, General Manager of Service 24 and Sales Manager at 24/7 ASSISTANCE.

24/7 ASSISTANCE will integrate the product portfolios of both parent companies. This includes roadside assistance and mobility services as well as 1st level support for transport and logistics, agricultural machinery and industry, 24/7 roadside assistance across Europe for trucks, trailers, buses, light commercial vehicles as well as agricultural vehicles and construction machinery, service products and mobility packages as well as prepaid payment solutions and payment protection solutions for car manufacturers (OEMs) ) and fleet operators. In addition, the focus is on extending the existing service networks into a European mobility management system based on quality criteria.

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German media warn of short Croatian tourist season 2021 Mon, 19 Jul 2021 13:14:32 +0000

July 19, 2021 – The Croatian tourist season 2021 is in danger, according to German media, as the coast has turned orange, masks are barely worn and few citizens are vaccinated.

The German newspaper Frankfurter Allgemeine Zeitung (FAZ) published an article on the problems caused by the pandemic for the tourist season in Croatia. They say that in Croatia there is fear of a short tourist season, reports

“Croatia, whose economy depends on tourism more than any other country in the EU, is worried about the continuation of the summer season. The country faces a” battle to save the season “, the newspaper writes. The country’s tourism sector has been in turmoil since the European Center for Disease Prevention and Control (ECDC) last Thursday changed the green crown status of Croatian coastal areas to orange, ”writes FAZ.

ECDC data, showing the situation for the previous two weeks, is in fact a warning, according to the German daily. It is feared that the entire Adriatic coast will “turn red”.

“This threatens the success of a fairly good season so far. So far Croatia has reached around 75% of the tourism level in the last pre-pandemic summer of 2019,” says FAZ.

“The general mood was optimistic as the number of infections was low until recently, and the fact that the incidence is currently higher than in the comparable period of 2020 indicates a new seriousness of the situation.”

Interior Minister Davor Božinović has warned that the authorities are taking the prevention guidelines seriously. This is to prevent loss of control, underlines the German newspaper.

“There is little preparation for vaccination in Croatia. Only 46 percent of the population has received at least one dose so far. The supply of vaccines has long exceeded demand. Almost 400,000 doses have already been administered to other countries, including Bosnia and Herzegovina. The government has also decided that from now on, uninsured people and foreigners can also be vaccinated free of charge, ”writes the FAZ.

Tourism Minister Nikolina Brnjac said the new orange status was a further warning.

“Brnjac called on all employees of the tourism industry, but also the travelers themselves: ‘Be reasonable, get vaccinated and watch out for epidemiological measures.’ Meanwhile, Brnjac also demands that the ECDC take a closer look at Croatia and assess the Croatian coast maps, because there the Croatian coast is recorded as a whole, ”the article read.

Meanwhile, parts of Dalmatia have announced tougher measures to tackle the virus.

Dubrovnik Mayor Mato Franković, referring to the sharp increase in the number of infected people, announced sanctions for those who do not pay attention to compliance with epidemiological measures in their restaurants.

“In everyday life, of course, things in Croatia are still pretty loose. Nobody in bars is asking for tests or vaccination certificates, wearing masks is interpreted very casually in many places. Masks often only function as a fashion accessory that is casually held under the chin, ”concludes the Frankfurter Allgemeine Zeitung.

For everything you need to know about the Croatia-specific coronavirus, including vaccination points and testing sites, be sure to bookmark our dedicated COVID-19 section and select your preferred language.

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accommodation in Romania, among the cheapest in Europe. New standard accommodation can be purchased for seven average gross annual salaries – The Diplomat Bucharest Mon, 19 Jul 2021 08:25:33 +0000

The prices of new homes sold on the Romanian market increased by 3.1% in 2020 compared to the previous year, reaching an average of 1,322 EUR / m². Thus, Romania ranks fourth among the 24 countries analyzed by the Deloitte Real Estate Index 2021 ratio, in ascending order of price, after Bulgaria, Bosnia and Herzegovina and Portugal. When it comes to housing affordability, calculated based on the number of average gross annual salaries needed to buy new standard housing (70 m²), Romania is in the middle of the ranking.

For the first time, Austria took a leading position in 2020 as the most expensive country of those analyzed, with an average price of 4,457 EUR / m², followed by France with 4,421 EUR / m². An average price of over 4,000 EUR / m² was also recorded last year in Germany, the UK and Israel. In contrast, with the lowest average transaction price for a new home, is Bulgaria (578 EUR / m²), followed by Bosnia and Herzegovina (881 EUR / m²).

The strongest price growth in 2020 was recorded in Hungary, where the transaction price of new housing increased by 12.3% compared to the previous year, in the Netherlands and Germany (10.81% each ). Overall, house prices increased last year in 21 of the 24 countries analyzed. Price decreases were recorded in Norway, with a drop of 4%, in Bosnia and Herzegovina (-1.54%) and in Italy (-1.24%). Romania, with an annual price increase of 3.1%, ranks sixth in ascending order.

“Despite the uncertainty surrounding the European economy in 2020, in most cases the residential market has seen price increases. This development is due to the fact that most countries reported unprecedented demand for new housing soon after the restrictions imposed in the context of the pandemic were lifted, as well as, most likely, due to rising construction costs. and the accessibility of funding. For the second half of 2021, the majority of study participants (73%) believe that prices will continue to rise in a general inflationary climate, ”said Alexandra Smedoiu, partner, Deloitte Romania, and leader in the real estate sector.

The Deloitte Property Index 2021 also analyzes 61 European cities and Paris leads the most expensive housing, with an average price of 12,917 EUR / m² for new housing, followed by Tel Aviv (10,332 EUR / m²), Munich ( 8,700 EUR / m²) and London (7,916 EUR / m²). Three Romanian cities are included in the ranking, respectively Cluj-Napoca (1,800 EUR / m²), Bucharest (1,440 EUR / m²) and Timisoara (1,270 EUR / m²).

Paris also leads the ranking of cities with the highest rents, with 28.6 EUR / m² / month, followed by London (26.1 EUR) and Oslo (24.7 EUR).

In order to make a relevant comparison of the markets analyzed, the study also calculates the affordability of housing according to the number of average annual gross wages required to purchase a standard new home (70 m²). A Romanian needs seven annual salaries for such a purchase, which represents an average level of affordability. The most difficult to access housing is in Serbia, where 15.2 average gross annual wages are needed for new housing, and the most affordable are in Portugal, Belgium and Ireland (3.1 average annual wages).

In contrast, Romania has the most expensive mortgage loans, with an average interest rate of 5.3% per annum. Portugal is the opposite, where interest rates fluctuate around 1% per year.

The 10e edition of the Deloitte Real Estate Index A study analyzes the evolution of the residential real estate market in 24 countries and 61 European cities in 2020.

Deloitte provides audit, advisory, legal, financial, risk, tax and related services to public and private clients spanning multiple sectors. Deloitte serves four of the five Fortune Global 500 companies through a global network of member companies in more than 150 countries and territories, bringing world-class capabilities, information and high-quality service to tackle clients’ most complex business challenges. Deloitte’s goal is to make an impact that matters through its more than 330,000 professionals.

Deloitte Romania is one of the country’s leading professional services organizations, in cooperation with Reff & Associates | Deloitte Legal, services in audit, taxation, legal, advice, financial advice, risk advice, business processes as well as technology and other related services, through 2,000 professionals.

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NECA offers a way to reduce inflationary pressures Mon, 19 Jul 2021 04:39:54 +0000

Through Bimbola Oyesola 08033246177, [email protected]

Unless the thorny problem of insecurity is resolved, the increase in agricultural production will be insufficient to reduce inflationary pressures, according to the Nigeria Employers’ Consultative Association (NECA).

According to the NECA, despite the Nigerian government’s reopening of land borders, closed since October 2019, inflation reached a four-year high of 18.1% in March 2021.

NECA President Taiwo Adeniyi, in his address to the 64th annual general meeting of the employers’ organization, noted that although Nigerians expect an increase in agricultural production to ease inflationary pressures in the months In the future, the positive impacts could be thwarted by repeating important obstacles such as food shortages, increases in energy prices, increases in fuel prices and increases in transport and logistics costs.

The association also projected a slow but positive growth closure of the economy to 2.2 percent to 2.5 percent.

Adeniyi noted that there are growing concerns about stagflation. Where the inflation rate is high at 17.9 percent, food inflation at 22.72 percent, the economic growth rate slows down and unemployment remains consistently high (33.3 percent), the second most high after Bosnia and Herzegovina and Namibia (33.4 percent).

He warned that the combination of rising unemployment and prices and weak growth, often described as “stagflation”, could trigger significant social unrest.

The International Monetary Fund (IMF) had previously predicted growth of 2.5% and an inflation rate of 16% by the end of 2021,

The employers’ body also said it expects the Monetary Policy Committee (MPC) to present tighter monetary options to curb the upward inflationary trend.

Adeniyi, who highlighted some policy recommendations and way forward to chart new economic directions for the country’s long-term growth, said more efforts were needed and greater political will was essential for the he economy continues to grow steadily.

He said the reduction in growing insecurity and regional unrest would point to a positive political direction over the next two quarters. He said that after the government’s tight fiscal space, investments in critical sectors would boost economic recovery and maintain growth momentum in the medium term.

He argued that attracting and retaining investment in critical sectors in Nigeria would require a stable environment, where policies are fairly predictable or at least political uncertainties are minimized.

For Nigeria to become strong and robust, the NECA President stressed the need to achieve high and steady economic growth.

He felt that Nigeria, which required more than just an economic resurgence, also needed to increase the inclusion of growth, arguing that for decades the country had struggled to create inclusive growth, l The economy has been on an unstable growth trajectory since recovering from the 2016 recession and the COVID-19 pandemic which plunged it back into a new recession in 2020.

He said: “With the devastating impact of the twin phenomena of poverty and unemployment, as the level of insecurity continued to accelerate, the conversation to achieve inclusive economic recovery has never been more important.

“The government and relevant stakeholders must work together to overcome constraints to the development of the value chain in sectors with high growth and high elasticity of employment such as manufacturing, construction, trade, health, professional services with information and communication technologies and renewable energy sectors as catalysts for growth. “

In their remarks, the International Labor Organization, director for Nigeria, Ghana, Sierra Leone and Liberia and liaison office for ECOWAS, Vanessa Phala, pledged the organization’s support to employers of a economic point of view to approach the interventions in a holistic way.

Nigeria Labor Congress (NLC) President Ayuba Wabba said Nigeria lacks the competitiveness to excel because it is not manufacturing at its optimum capacity to create more jobs.

Wabba, speaking on the African Continental Free Trade Agreement (AfCFTA), said the rule of origin must be respected so that Africa, and indeed Nigeria, is not turned into a dumping ground for because of the large population and the viable economy.

Regarding the challenges of multiple taxation, inconsistent policies, high inflation rate and devaluation of the naira, he said there was an urgent need to address the challenges and reverse the negative trend.

The union leader said the government needed to create an enabling environment for business development, adding that Nigeria was sitting on a time bomb given the large number of unemployed youth in the country.

Latest news, Nigerians can now work in Nigeria and get paid in US dollars, click hereto apply today.

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